DOOL Discussion Group
Message Responses
Subject: Those are all great goals. May I suggest that once you get your head above water, that you throw all of the credit cards away, except for one, to be used only when absolutely necessary. Good luck with these goals. eom/boo
Response Posted by: Boo
Date Posted: Fri Aug 29 14:05:40 2008
Message:
Subject: Thanks Boo! That is exactly my plan. I have one card, through my credit union, that has a much lower APR than the others. That is the one I plan to keep open when I finally manage to pay everything off! Cecilia
Response Posted by: Cecilia
Date Posted: Fri Aug 29 14:25:37 2008
Message:
x
Subject: Cecilia...paying off card debts was also a goal of mine. I'll tag on and say I agree with closing the cards once they are paid off. I have closed all my cards except for two. When I called to close them and they asked me why I'm cancelling..I took such pleasure in telling them 'because I don't NEED it anymore'. Hahahah!!! And I've become one of those people I was jealous of....the ones who pay off the card at the end of every month lol. A friend of mine who works at the bank said it's best to have 3 cards to build a good credit history and to never use more than 50% of what the limit is. I don't know much about these things but I kept 2 cards rather than just one. Sephora
Response Posted by: Sephora
Date Posted: Fri Aug 29 14:29:49 2008
Message:
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