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Topic: Thank you all and now a post...........


Topic Posted by: Boo
Date Posted: Fri Aug 29 11:52:42 2008
Additional Comments: First of all, thank you all for the posts above. Lisa K mentioned maybe we should start a discussion of meaning. So, here is something to chew on and post about..........


I have always been a goal setter from the beginning of time. In our early years of marriage, I would set goals to try to be gained by the end of the year. For instance, after Kri was born, I realized the need for my own washer and dryer. Mind you, at that time, I had two children and the oldest was two and disposable diapers were so expensive they were not even an option . So we started saving money every month, just for that specific thing. And yes, before the year was over, we had a washer and dryer and they were paid for. Another time we saved for a color TV. Today, Mr. Boo and I have goals set as well. He will be retiring within the month and we already have our big house on the market. We hope to sell it, downsize by a lot, enjoy our retirement seeing sights we haven't visited here in the US. There is a lot more to all of this, but our reasons have been reinforced by the fact that we watched both of our parents wait too long, then were not in good enough health to enjoy retirement.

So now, tell me of a goal you have set. I want a major goal, not something like losing 10 pounds in the next month. Tell me something that will take you at least many months to achieve. Traci is one who has recently set a major goal and I'm am so proud to see that she is already on a fast pace to achieve it. And for Traci, you have grown into such a beautiful and smart young lady, I just can't say enough good things about you. (((HUGS)))





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Posted by: Nancy
Date posted: Sat Aug 30 18:04:40 2008
Message:

I am very bad at setting goals.  I have just "fallen into" many, many aspects of my life, including my career.  Now, in the later part of my life (having just turned 55), I wish I had been more goal-oriented in my career path.  I wish I would have planned better.  If I had I would probably be in a better position today. 

That said, I have always saved, not spent impulsively, so that when a major purchase was needed, I was able to afford things.  I just didn't generally save with a particular goal in mind. 

And over all, I am quite satisfied with my life.  I have a good marriage, though (or perhaps because) I married later.  Our son is a good, intelligent young man who I am very proud of.  While I am not overjoyed with my job, it does provide a comfortable living and health insurance for my family.  I have a handful of very good friends who care for me and know a number of people who I believe think highly of me.  I am grateful for the life I have.


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Posted by: Paulsmom
Date posted: Sat Aug 30 9:20:12 2008
Message:
My goal is to stay alive until Paul graduates college. Probably won't happen.

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Posted by: fuzzwuzz
Date posted: Sat Aug 30 1:39:58 2008
Message:
I've thought about this all day and finally decided I am just not a goal orientated person.  I am pretty organized and make lists like a mad woman.  My husband doesn't set goals either and he owns his own business!  Our son is goal driven!!!  He has spread sheets, budgets, and knows where he wants to be in five years, ten years, etc.!!  I have no clue where he got that but it's good!  Although he does yell at his dad for not setting business goals!  Maybe he learned it in college since neither I nor my husband went to college. I think it's super to set goals and admire people who do!!!  Interesting subject.  Thanks for posting it and making me think!!  Although it hurt my little brain...LOL

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Posted by:
Date posted: Fri Aug 29 21:40:35 2008
Message:
It's really not that deep or meaningful. It's just about buying crap.

Replies: (list all replies)

  • Oh my god, you need to back away for a bit and go relax, seriously...take a look at your writings, it's not worth the anger, really. bella tx
  • No anger. just pointing out that putting down other people's topics while promoting your own as ''a discussion of meaning'' is wrong on many levels.
  • agreed with anon.

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    Posted by: bella tx
    Date posted: Fri Aug 29 21:34:20 2008
    Message:

    Hmmm...my goal is easy!!

    To take a vacation with my husband and son.  Alone.  Together.  10 days.  Not another soul in site.  Laughter.  Beach.  Seafood.  Music.  Sunsets through my son's eyes.  The ocean breezes on our faces.  Wine, lots of wine after son goes to bed (LOL).

    Yes, we are definitely planning it and it will happen soon.  No more work to muddle up my life for 10 straight days.  And you can HOLD ME TO IT!!  (Something cathartic about posting a goal on a public board, makes me want to stick to it!  Now if ONLY I could have kept my WLSG goals, sigh!!!)


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    Posted by: Mandy
    Date posted: Fri Aug 29 21:20:49 2008
    Message:

    My goals are kind of intangible right now.  I guess these are my goals:

    1.  Support my kids as they begin their new school year.

    2.  Adjust to the fact that I don't have a little one home anymore (my baby is in 1st grade).  This has been really hard, as it is the first time in 17 years I haven't had a "buddy" home during the day :(.

    3.  Gradually become  competent at my new job.  Harder than it sounds, we cover 5 schools, 3000 kids per school nurse.  We supervise the health room assistants, go to the special ed meetings at our schools, work with kids with chronic illness or severe disabilties, train staff in health related matters pertaining to students in their room, such as kids with diabetes...and much much more.  I actually love my job and my hours, but the red tape of working for a school district can be overwhelming (I swear there is a form and a department for everything!).

    4.  Spend more time with my friends (heck, make a few friends...that has gone by the wayside over the years at home with my kids).

    5.  Appreciate every single day, my marriage and my family :)


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    Posted by: Carissa
    Date posted: Fri Aug 29 21:11:50 2008
    Message:

    I like to pay things off, or better yet, save and pay cash whenever possible.

    Yet I have a mortgage, of course, and I have had car loans in the past.

    Today, one of my subordinates at work was very excited because his new mattress/box springs was due to arrive today.  I understand this; mattresses are expensive and a lot of times, we consider them unimportant and push them to the back burner.

    But he then told me that he had obtained a loan from the credit union to buy this $700 mattress!  This floored me; I would never even consider getting a loan for a $700 item.  I would either not buy it and save until I had the money, or at worst, purchase it with a credit card and pay it off ASAP.

    This employee is a GS-10, step 3 or more (don't know exactly).  But his minimum salary rate, before weekend/holiday pay/OT, is $52,907.  This is a single guy with no dependants.

    Umm...IMO somebody making this salary, with no children to pay for, should be able to afford a mattress!  Whatever.


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    Posted by: Kat
    Date posted: Fri Aug 29 19:09:05 2008
    Message:
    I don't have any goals because lately, everything seems so trivial to me. Nothing matters much except being comfortable and having money and love. But I think I'm slipping into a depression, actually. Don't like this feeling. Cried twice in 24 hrs. So I know something is wrong. Everything seems so silly to me - like shopping and recipes and buying things and jobs and pets...I can't explain this. It all seems to be so minor in the big picture of things. I think people seem to overlook the little things at times. They strive and strive and part of that is ego. I told MicroDoc, after he told me that the songs basically sucked that Rick wrote - I said - "You know, its just kind of cool to be able to sing and have someone arrange the song and put it on a CD and be able to listen to it! You stop and say - Hey! Thats ME singing and it doesn't sound half bad!" And thats part of the ego too, I guess, although I feel very humble and I don't brag. But it was cool, for a while. I'm a creative person. I can't go sit at a desk and make money. I have to create in order to be happy. I don't know. I suppose I'm down. Lousy year and it'll get worse before it gets better. I mean, my mother is dying, my father is being difficult, and I have NO clue what to do concerning my brother when the time comes. I feel as if I'm carrying weights on my shoulders. Ken tries to tell me he is here to help - but I can't toss everything off onto him. Thats not fair. Yesterday, I had a deal fall through - large amount of money(car sale), and it was hot as hell, the brakes went out in the pickup, and then there was a leak right over the bar in the pipe so I made a strong drink and I took a valium and sat on the floor and cried. But like you said in your email - we are strong. I know I am. I'm fight until I have no breath left in me.

    Replies: (list all replies)

  • Kat, I can actually understand every word you wrote. I have felt that way many times in my life, and I too have struggled with depression. Hang in there, you are the toughest cookie I know...Mandy
  • Kat, hang in there, girl. You have a lot on your plate...it's natural to feel a little depression. I just wanted to offer you a big hug and to tell you that I care!!! bella tx
  • kat, you and me both. i don't know if it's the weather here or what.....inside
  • Thank you Mandy and BellaTX, Carmen, I so hear ya! Maybe it is hormones....I don't know. I do know that things drive me nuts when I have no or little control. {{{{{HUGS}}}}} hang tough Carmen! Kat

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    Posted by: Tukey
    Date posted: Fri Aug 29 18:29:49 2008
    Message:
    Hmmm...well, I don't count debt as one of my goals.  I really wanted to go to school, so my debt is not a burden, as I wouldn't be where I am today without it.  I recently got my dream "foot in the door" with government as an Economist Intern.  My contract is until the end of August 09.  My goal is to get a permanent job within provincial government before the end of my term (I am in the union, so when I apply for jobs, I am in the bargaining unit).  Also, I finished the classroom portion of my Masters, but I haven't written my thesis.  Finishing my thesis by Spring is my number two goal. 

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    Posted by: Bonk5
    Date posted: Fri Aug 29 16:10:39 2008
    Message:
    Not a long term goal setter here. I go for short term that I can see the end of soon!

    Tho we moved into the family (husbands) home and raised 3 great kids, I always wanted a bigger kitchen. I also wanted to have made, a laundry room bc it, the washer and dryer was right in the kitchen area!! So after his parents died, and left the house in to us in our name (we have been renting it all these years and could not afford to do much work) that dream came true. IT took awhile, but I just love that kitchen! I help design it so I was very pleased!

    I guess nowdays I want my kids to go to college, gradute get a good job, be happy and healthy. The first one has done that, the 2nd is in 2nd yr. of college, and 3rd in HS. But they might have their goals! LOL

    I really do have that ongoing weight loss, exercise goal tho.

    I guess but its vague, I would like to get to see England, Scotland, and Irealnd some day. Also New York, so I guess I could work on those goals!

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    Posted by: Anne
    Date posted: Fri Aug 29 14:37:38 2008
    Message:

    Well, I gotta lose some weight. I did join Curves recently. I have lost inches.

     But I have portion control issues, and I married an eater too. I can't be his "eating buddy" anymore.

     


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    Posted by: Sephora
    Date posted: Fri Aug 29 14:26:08 2008
    Message:

    I am a crazy goal setter AND achiever. In fact, I had started thinking that I somehow always manage to embark on yet another thing and I felt that I was forgetting to just live in the moment. So I am trying to let some things just BE and step away from the tunnel vision that setting goals can sometimes bring with it.

    I know you said losing weight doesn't count. But I really did struggle with that. And losing it changed my life in some big ways. So setting and achieving that goal was the start of a lot of things for me. It was 5 years ago when I set out to lose 65 pounds in one year AND keep it off. Here I am 5 years later still fitting in my 'new' clothes.

    In 2004 I decided that I would take an unpaid leave of absence from my job to go work and travel in England by myself. I decided that I would save up enough money in that year to be able to support myself without a job for 6 months (in case things went wrong). A lot of people thought I would chicken out and that I wouldn't go. But I did go in 2005 and I got a job after just 2 days of looking!

    I came back in October 2006....broke lol. England is sooo expensive and I travelled a lot. I told myself that I would give myself a year (max) to save $20,000 to move out of my parent's home and into my own place and buy new furniture (cash). I did it in July 2007...I created my first home and I love it!! It is worth every penny.

    In the past year, I vowed to pay off a $10,000 debt. It was hard because now I had rent to pay. I did what I had to do and next month...the debt is GONE!

    My reward for doing all this has always been to get my eyes lasered. I'm going for my surgery (unless I chicken out lol) in October!!!!!

    Doing well in school/university has never been a goal for me because I always did well anyway. It's just the way it was so it was never a struggle that I had to set a goal for.

    Amidst all this...somehow I still managed to SHOP! LOL I probably would have achieved my goals that much sooner if I hadn't...but I'm not a saint.

     

    Replies: (list all replies)

  • Hey Sephora...would you mind emailing me? I've been struggling with losing weight and could use your insight. What was your plan? How did you do it? If you feel like sharing your secrets, my email is inside! ;) Cecilia
  • Cecilia...I emailed you. Sephora
  • Can you copy me to the email? :o) eom Tukey
  • Sephora, I'd love a copy of that e-mail too :) =Jennifer (e-mail inside)
  • Hey ladies, I sent you both a copy of the email. Sephora

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    Posted by: ingyandbert
    Date posted: Fri Aug 29 14:10:40 2008
    Message:

    Wow, where to start? 

    In high school I set a goal of succeeding at competitive public speaking.  I managed to become a state champion, which was more than I ever expected.  I also set a goal of becoming an exchange student, which was a competitive venture.  I worked very hard planning my strategy to win and was successful.  I also set a goal of earning my college degree, which I did, and of winning a competitive scholarship to paralegal school, which I did.  I set career goals of first becoming a litigation paralegal and later of transitioning to the intellectual property field and was able to meet both those goals. 

    In terms of personal goals, I bought two homes on a single income and started a business.  Those were really satisfying goals because so much hard work went into laying the groundwork for them.  Of course, there were also many intangible personal goals over the years.  I always seem to be working on something!


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    Posted by: Jennifer
    Date posted: Fri Aug 29 13:42:58 2008
    Message:

    -To find a teaching position.  I got the degree and the licensure, now I need the job.

    -Start moving with my divorce.

    -Stand on my own two feet, financially and emotionally, for the first time in my life.

    Replies: (list all replies)

  • Much luck in attaining all of these things. Experience makes us stronger women. eom/boo

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    Posted by: Cecilia
    Date posted: Fri Aug 29 12:39:47 2008
    Message:

    Paying off my debt is my major goal for the next year and a half.  Through college and the couple years after graduation until I found a decent job I did a heck of a job racking up credit card debt.  Currently I have 4 credit cards and 2 store specific store credit cards.  A few months ago I decided that I really needed to focus on paying as much off as I possibly could.  I have improved my credit significantly in the past 3 or 4 years...no more late payments, always paying at the very least more than the minimums, etc.  However, I still have a ways to go, and I'll be lucky if I meet my goal by the end of 2009.  Thus far I have paid off 1 of my 4 credit cards (the one with the lowest balance, but hey, its a start!) and 1 of my store cards; while also making strides at paying down the others.   Another goal that really is one in the same, is to not use my cards.  So far, so good.  I even booked my plane tickets to Vegas this summer with my debit card! :)

    I have always been a goal setter.  Every day I set goals for myself.  For example, I promised myself that before I go to bed tonight I'll go for a walk/jog and dust the house.  I do this every day.  For me, I feel like it is more feasible to accomplish those goals I set that are very short term, and I have a harder time feeling like I can accomplish those I set over a long period of time.  So, I always try to break them down into daily goals.  Losing weight is another of my long term goals, but I've been trying to think of it as a daily thing.  My goal for the day is to eat well and exercise.  Forget about the 30 or so pounds I want to lose in the long run.  Focus on today, and I feel I'll have a better chance of actually getting there!

    I hope this made sense.  I tend to ramble when it comes to stuff like this.  You know...it makes sense in my head, but others look at it and think, "What the....?"

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  • Those are all great goals. May I suggest that once you get your head above water, that you throw all of the credit cards away, except for one, to be used only when absolutely necessary. Good luck with these goals. eom/boo
  • Thanks Boo! That is exactly my plan. I have one card, through my credit union, that has a much lower APR than the others. That is the one I plan to keep open when I finally manage to pay everything off! Cecilia
  • Cecilia...paying off card debts was also a goal of mine. I'll tag on and say I agree with closing the cards once they are paid off. I have closed all my cards except for two. When I called to close them and they asked me why I'm cancelling..I took such pleasure in telling them 'because I don't NEED it anymore'. Hahahah!!! And I've become one of those people I was jealous of....the ones who pay off the card at the end of every month lol. A friend of mine who works at the bank said it's best to have 3 cards to build a good credit history and to never use more than 50% of what the limit is. I don't know much about these things but I kept 2 cards rather than just one. Sephora

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    Posted by: LISA K
    Date posted: Fri Aug 29 12:21:34 2008
    Message:
    Thank you Boo!
    I have a few.
    I want to be financially stable on my own. I want to have 50,000 in my own account by the end of 2009. To do this I have to continue to put myself out there and get listings and sell houses. My mantra is Domination. I want to dominate my market and so far I am getting there.


    This is a hard one. If my marriage ends I want it to end with dignity for both of us and I must REMEMBER that the boys see how I treat John and how I exit the situation is soooo important to them and to me. It is hard as alcohol is a big problem. So I have joined an alanon group and my mom is going with me and she has been really supportive. I have to keep reminding myself that I am in this situation because God wants me to learn something from it. First my father and now John. I feel so strongly that how I handle all of this is sooo important to me, my sons,John and also my spiritual journey. I afraid for John, but I cannot control what happens to him.
    It weighs heavy on my heart and in my mind.
    Thanks Boo.

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  • Lisa, you are the epitome of class. You handle things so well and have so much strength. I am in awe. I wish you nothing but the best.........t
  • Wow.. Thanks.. I don't feel like that a lot. I have so much going on in my mind. I had another conversation with John where he just told me I was a bitch and he didn't have a problem.Then he used some other words that were meant to hurt me but you know what? My heart has grown so cold to him I was just like, ' ok converstaion over' and I took him home. I had taken him out of the house to have a talk. I don't feel classy, I feel numb. It's the same exact feeling I had with my father, the feeling of nothingness. So I know that God would not have me in the situations if I didn't have some lessons to learn. Ughh depressing~ LISA K
  • Oh that man! He is in so much pain and denial that he knows nothing better than to hurt you with nasty words. I can understand how your heart has grown cold. I think by giving him no reaction will actually eat at him more than anything you could say or do. I hope he is not breaking the boy's spirits with hurtful words. You all will be in my thoughts and prayers. I hope John can find some peace.....t
  • If he did that I would be gone in a min. He is more or less becoming part of the furniture~ LISA K
  • If he lifts a hand to you, you're out of there, right? eom (ML)
  • Lisa, I don't know how you're hanging in there. If that's the level of discussion out of John, I would have already been gone. But I know you have the boys to think of and that's going to be a big part of your decision. I know you will do the right thing in the end, whether it's separation, divorce, or working things out somehow. ~i&b
  • lol! After I kick his as$!!!~ LISA K
  • Lisa, you are a very, very strong woman. I remember you when you were just a kid, having kids. You have grown immensely since those days and these days shall also pass. I know you will come out of all of this much wiser and much stronger. Feel free to e-mail me anytime. (((((HUGS))))) eom/boo
  • Lisa, I'm so sorry you are going through this. My heart really does go out to you and I often think about you. You are really strong and I have always admired you. ((hugs)) Sephora
  • Thatta girl...eom (ML)
  • Lisa, I am wishing you all the best too. You are a strong woman. Good for you for getting your
  • Darn quotes! Good for you for getting your ducks in order as they say.//Anne
  • Thanks everyone. Ingy I know what you are saying but I really have to get a lot of things worked out. I am putting away money like a madwoman because my job is not a steady paycheck. I am thinking of getting a steady job, but I don't want that to impact my career the one that I love. The other issue is John. I know....I KNOW once I say it * divorce* it is done and there will be NO going back. If that happens John will fall apart fast. I don't want that for him or the boys. So so so complicated. ~ Thanks Everyone!~ LISA K
  • And Al-Anon is a great step, Lisa...are the boys going, too? I know families for which it's been really, really helpful...eom (ML)
  • Lisa I have only one thing to say and I believe I know what I am talking about. If John falls apart it's on John not on you. I had an ex that would threaten suicide but I knew he was controlling enough to not want to give that up. I too was married to a ''piece of furniture'' and I re-decorated.~~sandy

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    Posted by: ML
    Date posted: Fri Aug 29 12:00:48 2008
    Message:

    This really is funny...

    I've always been one to really like paying things off. Well, especially in recent years, and our present two tuitions, we're back in the hole...but we'll be out of it...some day...

    But I digress...when I was 16, my mother and I went to a store and she saw a beautiful, very expensive Nativity set. She just gazed at it...we had this little plastic one forever, but this one really struck her. That day, I put $10 in an envelope. I did that on a weekly basis...plus adding some when I had some extra money...all the way through the rest of HS, through college, through grad school, through early marriage. Finally, at age 27, I had enough money and bought it for my parents. Mr. ML and I set it up for her the day after Thanksgiving...she couldn't believe it. And as happy that I was that she was happy, that's how proud I was of myself for having done it.

    Since then, I continue to do that...I saved for my parents' 50th anniversary that way. I'm now going to start for The Daughter's (eventual...hopefully, very eventual) wedding...anything will help...

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  • Yep, those are the goals I have always set. When we adventured to buy our first house, we found that although we had a hefty down payment, we had no credit rating, simply because we paid cash for everything, so we opened a credit card, bought a sofa and paid it off over three months. We still don't buy unless we can pay cash. Since we have always been this way, the lack of debt allows us to move forward. eom/boo

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